Personal Insurance

Our Goal

Our goal is to be the only place you ever need for insurance.

Touching Lives

A family is holding keys to their new home.
A person holding a small house in their hands.
A person is holding their hands over a green car.
A keyboard with the words life insurance on it.

The Insurance Programs That We Offer

Home

  • Homeowner
  • Renters Insurance - to insure your personal property (contents) in case of a loss
  • Condominium Owner
  • Landlord Packages
  • "Other" Dwelling
  • Personal Property Floaters for Jewelry, Fine Arts & Collections

Auto - Required by New York State

  • Car / Van / Truck
  • Motorcycle
  • ATV (All-Terrain Vehicle)
  • Snowmobile
  • Recreational Vehicles
  • Watercraft (Boat owner)
  • Wedding Insurance (click to watch video)
  • Umbrella / Excess Liability
  • Flood

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The Complete Insurance Programs That We Offer

Life Insurance

  • Annuities
  • Term
  • Whole
  • Flexible Premium (Adjustable and Universal)
  • Joint Life (First-to-die)
  • Survivorship Life (Second-to-die)
  • Life Insurance for Minors
  • Fixed (Equity) Indexed Life
  • Group
  • Self Employed Plans (HR 10 or Keogh Plans)
  • Profit Sharing and 401 (k) plans
  • Simplified Employee Pensions (SEPs)
  • SIMPLE Plans (Savings Incentive Match Plan for Employees)
  • 403(b) Tax Sheltered Annuities (TSAs)
  • Traditional IRAs
  • Roth IRAs
  • Pension Plans

Accident & Health Insurance

  • Accident Insurance (Includes disability benefit as low as $22.72 a month)
  • Critical Illness (as low as $6.41 a month)
  • Disability Insurance (click on the title for more information)
  • Dental Insurance
  • Group or Individual Health Insurance
  • Long-Term Care (LTC) Insurance
  • Workers Compensation

Legal Shield / ID Shield

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Find Below a List of a Few of the Products We Offer:

  • Accident Insurance
  • Annuities
  • ATV Insurance
  • Automobile Insurance
  • Auto Insurance
  • Commercial Umbrella Insurance
  • Boat Insurance
  • Bonds
  • Builders Risk
  • Business Auto Insurance
  • Business Insurance
  • Business Owners Program
  • Commercial Auto Coverage
  • Commercial Insurance
  • Commercial Inland Marine
  • Contractor Insurance
  • Disability Insurance
  • Dwelling Fire Insurance
  • Farm Insurance
  • Farm Owners Insurance
  • For-Hire Transportation Trucking Insurance
  • For-Hire Specialty Trucking Insurance
  • Flood Insurance
  • Golf Cart Insurance
  • Group Life Insurance
  • High-Value Home Insurance
  • Homeowners Insurance
  • Home Insurance
  • Landlord Insurance
  • Life Insurance
  • Long Term Care
  • Personal Watercraft Insurance
  • Pet Insurance
  • Professional Liability
  • Mobile Homeowners Insurance
  • Mobile Home Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Residential Condominium Insurance
  • Recreational Vehicle Insurance
  • RV Insurance
  • Snowmobile Insurance
  • Term Life Insurance
  • Umbrella Insurance
  • Universal Life Insurance
  • Watercraft Insurance
  • Wedding Insurance
  • Whole Life Insurance
  • Workers Compensation
  • Yacht Insurance
  • etc...
  • Accident Insurance
  • Annuities
  • ATV Insurance
  • Automobile Insurance
  • Auto Insurance
  • Commercial Umbrella Insurance
  • Boat Insurance
  • Bonds
  • Builders Risk
  • Business Auto Insurance
  • Business Insurance
  • Business Owners Program
  • Commercial Auto Coverage
  • Commercial Insurance
  • Commercial Inland Marine
  • Contractor Insurance
  • Disability Insurance
  • Dwelling Fire Insurance
  • Farm Insurance
  • Farm Owners Insurance
  • For-Hire Transportation Trucking Insurance
  • For-Hire Specialty Trucking Insurance
  • Flood Insurance
  • Golf Cart Insurance
  • Group Life Insurance
  • High-Value Home Insurance
  • Home Owners Insurance
  • Home Insurance
  • Landlord Insurance
  • Life Insurance
  • Long Term Care
  • Personal Watercraft Insurance
  • Pet Insurance
  • Professional Liability
  • Mobile Home Owners Insurance
  • Mobile Home Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Residential Condominium Insurance
  • Recreational Vehicle Insurance
  • RV Insurance
  • Snowmobile Insurance
  • Term Life Insurance
  • Umbrella Insurance
  • Universal Life Insurance
  • Watercraft Insurance
  • Wedding Insurance
  • Whole Life Insurance
  • Workers Compensation
  • Yacht Insurance
  • etc...
New Residential Landlord Tenant Laws Effective 6.14.19 (pdf)