Personal Insurance

Our Goal

Our goal is to be the only place you ever need for insurance.

Touching Lives

A family is holding keys to their new home.
A person holding a small house in their hands.
A person is holding their hands over a green car.
A keyboard with the words life insurance on it.

The Insurance Programs That We Offer

Home

  • Homeowner
  • Renters Insurance - to insure your personal property (contents) in case of a loss
  • Condominium Owner
  • Landlord Packages
  • "Other" Dwelling
  • Personal Property Floaters for Jewelry, Fine Arts & Collections

Auto - Required by New York State

  • Car / Van / Truck
  • Motorcycle
  • ATV (All-Terrain Vehicle)
  • Snowmobile
  • Recreational Vehicles
  • Watercraft (Boat owner)
  • Wedding Insurance (click to watch video)
  • Umbrella / Excess Liability
  • Flood

Video

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Check out this great video

The Complete Insurance Programs That We Offer

Life Insurance

  • Annuities
  • Term
  • Whole
  • Flexible Premium (Adjustable and Universal)
  • Joint Life (First-to-die)
  • Survivorship Life (Second-to-die)
  • Life Insurance for Minors
  • Fixed (Equity) Indexed Life
  • Group
  • Self Employed Plans (HR 10 or Keogh Plans)
  • Profit Sharing and 401 (k) plans
  • Simplified Employee Pensions (SEPs)
  • SIMPLE Plans (Savings Incentive Match Plan for Employees)
  • 403(b) Tax Sheltered Annuities (TSAs)
  • Traditional IRAs
  • Roth IRAs
  • Pension Plans

Accident & Health Insurance

  • Accident Insurance (Includes disability benefit as low as $22.72 a month)
  • Critical Illness (as low as $6.41 a month)
  • Disability Insurance (click on the title for more information)
  • Dental Insurance
  • Group or Individual Health Insurance
  • Long-Term Care (LTC) Insurance
  • Workers Compensation

Pet Insurance

Prudent Pet Insurance

A woman petting her dog in the park.

Schaff Insurance + Prudent

Schaff Insurance is teaming up with Prudent and NYCM to provide you with the most affordable pet coverage ever! Get an accident, illness, and wellness plan for your dog or cat at a fraction of the price of traditional pet insurance.

Signing up to Prudent is easy! Use the link at the bottom of this section or feel free to visit their website yourself. They have 3 tiers of coverage depending on your needs, however all of them are incredibly afforable. Starting as low as $8 a month for basic coverage, up to $14 a month for their medium package or maxing out at $20 a month for their gold package.

FIND OUT MORE

Legal Shield / ID Shield

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Find Below a List of a Few of the Products We Offer:

  • Accident Insurance
  • Annuities
  • ATV Insurance
  • Automobile Insurance
  • Auto Insurance
  • Commercial Umbrella Insurance
  • Boat Insurance
  • Bonds
  • Builders Risk
  • Business Auto Insurance
  • Business Insurance
  • Business Owners Program
  • Commercial Auto Coverage
  • Commercial Insurance
  • Commercial Inland Marine
  • Contractor Insurance
  • Disability Insurance
  • Dwelling Fire Insurance
  • Farm Insurance
  • Farm Owners Insurance
  • For-Hire Transportation Trucking Insurance
  • For-Hire Specialty Trucking Insurance
  • Flood Insurance
  • Golf Cart Insurance
  • Group Life Insurance
  • High-Value Home Insurance
  • Homeowners Insurance
  • Home Insurance
  • Landlord Insurance
  • Life Insurance
  • Long Term Care
  • Personal Watercraft Insurance
  • Pet Insurance
  • Professional Liability
  • Mobile Homeowners Insurance
  • Mobile Home Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Residential Condominium Insurance
  • Recreational Vehicle Insurance
  • RV Insurance
  • Snowmobile Insurance
  • Term Life Insurance
  • Umbrella Insurance
  • Universal Life Insurance
  • Watercraft Insurance
  • Wedding Insurance
  • Whole Life Insurance
  • Workers Compensation
  • Yacht Insurance
  • etc...
  • Accident Insurance
  • Annuities
  • ATV Insurance
  • Automobile Insurance
  • Auto Insurance
  • Commercial Umbrella Insurance
  • Boat Insurance
  • Bonds
  • Builders Risk
  • Business Auto Insurance
  • Business Insurance
  • Business Owners Program
  • Commercial Auto Coverage
  • Commercial Insurance
  • Commercial Inland Marine
  • Contractor Insurance
  • Disability Insurance
  • Dwelling Fire Insurance
  • Farm Insurance
  • Farm Owners Insurance
  • For-Hire Transportation Trucking Insurance
  • For-Hire Specialty Trucking Insurance
  • Flood Insurance
  • Golf Cart Insurance
  • Group Life Insurance
  • High-Value Home Insurance
  • Home Owners Insurance
  • Home Insurance
  • Landlord Insurance
  • Life Insurance
  • Long Term Care
  • Personal Watercraft Insurance
  • Pet Insurance
  • Professional Liability
  • Mobile Home Owners Insurance
  • Mobile Home Insurance
  • Motorcycle Insurance
  • Renters Insurance
  • Residential Condominium Insurance
  • Recreational Vehicle Insurance
  • RV Insurance
  • Snowmobile Insurance
  • Term Life Insurance
  • Umbrella Insurance
  • Universal Life Insurance
  • Watercraft Insurance
  • Wedding Insurance
  • Whole Life Insurance
  • Workers Compensation
  • Yacht Insurance
  • etc...
New Residential Landlord Tenant Laws Effective 6.14.19 (pdf)